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A report produced by Genworth Financial concludes that, nationally, the average yearly cost of an assisted living stay is $48,612. For a semi-private room in a nursing home, it’s $90,156. Many families are faced with the tough reality of rising costs for their aging parents. In this article, Fatherly breaks down things to consider when looking into Long Term Care Insurance as well as additional options might otherwise be considered. Currently, the average policy for a 60-year old couple is around $3,381 a year. As you age, the more expensive it can become.

Read the full article here.